Terms of Use

Terms of use for the netleft.de website. The German version is the legally binding original.

§1 Scope

These Terms of Use govern the use of the netleft.de website and the functions offered there (the "Services") by the user. The provider is José Ferreira-Jorge (see Imprint). By using the Services, the user agrees to these Terms.

§2 Service description

As a web-based tool, netleft offers non-binding calculation of net income, taxes and social contributions, based on the values you enter and the publicly available tax rates at the time. Use is free of charge and does not require registration.

These results are not tax advice within the meaning of §1, §2 of the German Tax Consulting Act (Steuerberatungsgesetz, StBerG), nor legal or business advice. They do not replace consultation with a tax advisor (Steuerberater), attorney, or auditor.

§3 No warranty for results

The provider takes reasonable best effort to implement the calculations in line with the applicable tax legislation. Beyond that, no warranty is given for the accuracy, completeness, or timeliness of the results. In particular, special circumstances, individual allowances, special expenses, or regional specifics may deviate from the standard calculations.

It is the user's responsibility to have results reviewed by an appropriately qualified professional before making financial decisions.

§4 Affiliate disclosure

On netleft, individual pages may contain links to partner offerings for which the provider may receive a commission (e.g. tax software, insurance comparison). Such content is consistently labelled as "Anzeige" (advertisement) or "Partnerlink". Editorial assessment by the provider is not influenced by commissions.

§5 Newsletter

Newsletter sign-up follows the double opt-in procedure and is voluntary. You can unsubscribe at any time via the unsubscribe link in every newsletter email, or by a short message to hello@netleft.de. Details on how the email address is processed are set out in the Privacy Policy.

§6 Liability

The provider has unlimited liability for damage arising from injury to life, body, or health based on intentional or negligent breach of duty by the provider, and for other damage based on intentional or grossly negligent breach of duty by the provider. Beyond that, liability is excluded to the extent permitted by law.

For slight negligence, the provider is only liable for the breach of essential contractual obligations (cardinal duties); in such cases, liability is limited to the foreseeable damage typical of the contract. Mandatory statutory provisions (e.g. under the German Product Liability Act) remain unaffected.

§7 Changes to these Terms

The provider reserves the right to amend these Terms with effect for the future, insofar as this is necessary due to changes in law or adapted features and does not unreasonably disadvantage the user. Changes will be announced on the website; newsletter subscribers will additionally be informed by email.

§8 Applicable law, jurisdiction

The laws of the Federal Republic of Germany apply, excluding the UN Convention on Contracts for the International Sale of Goods. Insofar as the user is a merchant, a legal entity under public law, or a special public-law fund, the place of jurisdiction for all disputes arising from this contractual relationship is Freiburg im Breisgau.

§9 Severability

Should individual provisions of these Terms be or become wholly or partly invalid, the validity of the remaining provisions shall remain unaffected.

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